There was such a great response to the first “Dear Stephie” article in Non Prime Times, our CEO turned technology advice columnist is back with more answers to the burning questions that leave you scratching your head. This time around she breaks down the process for hiring the right developer and has some fun explaining buzzwords like bitcoin and microtize.

Here's just a little of what Dear Stephie has to say!

 defi clients are now benefiting from the additional set of 129 attributes added earlier this year by Digital Matrix Systems (DMS). The latest set of attributes are designed specifically to help meet the specialized needs of auto finance lenders.

These DMS attributes cover new credit concepts and improved attribute calculation methods and support TransUnion 4.0, 5, Equifax 6, and Experian 7, enabling defi lenders to leverage them in credit policy and models.

In thinking about leadership diversity in the finance industry and questioning whether we leaders and executives are doing enough, I've begun to believe that perhaps we are missing the mark and not being proactive enough.

One-quarter of the latest SubPrime Auto Finance News list of the best CEOs use or partner with defi SOLUTIONS.  The individuals—nominated by peers, mentors, friends, and supporters—were selected based on their cultivation of a productive environment and positioning of their companies and the industry to succeed.

Four defi partners, as well as Director of Marketing Kristin Herring, comprised one-half of the list of 10 TrailBlazers, Innovators, and Disruptors recognized by SubPrime Auto Finance News.

Kristin, a "one-woman marketing machine" according to her nomination, is in the good company of John Gordon from FactorTrust, Lou Loquasto from Equifax, Todd Mason from RouteOne, and Wendy Pratt from GWC Warranty.

If you guessed digital contracts, you’re right! Today we announced our new partnership with eOriginal, Inc., the experts in digital transactions. Together we’re bringing secure eContracting and eVaulting capabilities to our growing lender community. With the integration of eOriginal with the defi loan origination system, our lenders will be able to eliminate costly paper processes and accelerate their funding times. The new capabilities will also help our lenders meet stringent compliance requirements and put them on the leading edge of all buying and funding processes going 100% digital.

NonPrime Times has launched a technology advice column, featuring our very own Founder and CEO Stephanie Alsbrooks! She knows a thing or two about asking questions and looking for the right answers.

The recently-launched defi SOLUTIONS Partner Program is off to an amazing start and well on its way to forming positive, powerful alliances in the lending industry. The Partner Program strengthens mutually beneficial business relationships. The program positions defi SOLUTIONS and partners to better understand the short-term and long-term needs of lenders and to design and deliver the products that fulfill those needs.

defi SOLUTIONS, auto lending’s leading loan origination system (LOS) provider, is expanding its product offering to include a full-service analytics and reporting platform.

Lenders face many challenges as they attempt to gain insight from data. For many, extracting, standardizing and storing data from different systems requires a significant investment. Add to that the vast array of external data sources and analytic products, and the problem increases exponentially. defi SOLUTIONS revolutionized the LOS industry by putting power in the hands of the lender. The company is building on that success by doing the same thing with data and analytics. 

When I recently got the opportunity to speak to the defi team at one of our weekly “Lunch and Learns,” I wondered aloud about what in the world I had to say. Then someone said, “I love hearing the stories about how you worked with actual NADA 'books'.”

Really? That’s interesting to you?